Here's what you need to know

Total Wellness Plan offers a comprehensive approach to healthcare by combining traditional medical services with alternative medicine options, ensuring you have access to a full range of treatments. With a global provider network and direct billing services in Vietnam, you can easily access top-tier healthcare without upfront payments. The plan provides guaranteed renewability, offering you long-term security regardless of changes in age or medical condition. Whether you're seeking routine care or alternative treatments like acupuncture, Total Wellness Plan is designed to meet your diverse health needs. It’s the ultimate solution for those looking to prioritize their overall wellness with confidence and convenience.

Flexible coverage

Worldwide Coverage and Freedom to Choose
Experience health insurance that adapts to your lifestyle, no matter where you are. With worldwide coverage, you can access healthcare in any corner of the globe while enjoying the freedom to choose your preferred doctors and hospitals. Our extensive direct billing network in Vietnam ensures hassle-free claims and swift access to care when you need it most.

Guaranteed Renewability for Peace of Mind
Your coverage is guaranteed for life—regardless of age, location, or medical history. With our commitment to long-term protection, you’ll never have to worry about losing access to quality healthcare when it matters most. Rest easy knowing your health is always a priority, wherever life takes you.

Seamless and Flexible Benefits
From routine checkups to specialized treatments, Global Health Cover provides a range of benefits to meet your needs. Our plans prioritize your convenience, offering direct billing services and flexible options to ensure your health and wellbeing are covered at every stage of life.

Adventure Shield

Protection for Active Lifestyles
Designed for adventurers and thrill-seekers, Adventure Shield keeps you covered during recreational sports and outdoor activities. Whether you’re diving into the depths or climbing to new heights, our comprehensive coverage ensures your passion for adventure never comes at the expense of your safety.

Comprehensive Accident Coverage
Life is unpredictable, but your coverage shouldn’t be. With robust personal accident protection, you’re prepared for the unexpected. From minor injuries to serious incidents, Adventure Shield provides the support and assistance you need to recover and get back to doing what you love.

24/7 Emergency Assistance
Emergencies can happen anytime, anywhere. That’s why our dedicated support team is available around the clock to provide assistance whenever you need it. With Adventure Shield, you can take on every adventure with confidence, knowing help is just a call away.

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Total Wellness Plan

Holistic Approach to Health
Total Wellness Plan combines traditional healthcare with alternative medicine, offering you a balanced approach to your wellbeing. From acupuncture to herbal treatments, our coverage empowers you to explore holistic options that complement your lifestyle and health goals.

Extensive Provider Network
Our global network of healthcare providers ensures you can access the care you need, wherever you are. In Vietnam, our direct billing services make it easy to connect with top medical facilities without the hassle of upfront payments, giving you more time to focus on your recovery.

Long-Term Security You Can Count On
Your health deserves unwavering support. With guaranteed renewability and comprehensive benefits, Total Wellness Plan provides a safety net you can rely on for life. It’s more than insurance—it’s a commitment to your overall wellness.

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Health Up Series

HU1

HU2

Maximum Benefit per Policy Year

650,000,000

1,000,000,000

Personal Accident

WORLDWIDE

Everything you need to know about your next insurance plan

What travel destinations do the insurance plans generally cover?

Generally, our plans offer global protection. You may chose country specific plans to get insured at a lower rate. Please check our list of blacklisted countries and countries with higher insurance premiums beforehand.

(How) Can I extend my insurance coverage?

In order to extend insurance, contact us or your insurance broker.

Who / what is covered by my insurance?

You can choose to cover yourself or include your family in certain plans. Protection may also include personal belongings such as travel documents and technical devices. Please see the individual brochures for more information.

Does my insurance cover vaccination and/or medicines?

Our health plans offer full or partial coverage of vaccinations and medicines. You will find more information in the product comparison on the insurance plan page

How are accidents & hospital treatments covered?

Our health and travel plans offer a full suite of benefits, including emergency and inpatient benefits. Please contact us for more information or see all our plan brochures here.

Am I being taken home after an accident?

Many of our health plans offer this benefit. Please see the individual brochures for more information.

Does Pacific Cross pre-pay my hospital bills or guarantee for me?

Yes. Depending on the plan you choose, Pacific Cross will pre-pay hospital bills above US$ 2,500.00 for you.

I have crossed a border and (accidentally) went outside my destination country. What now?

Please contact us for further assistance.

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