Care Cross Program

Care Cross is a flexible health insurance plan that balances expanded medical coverage with cost control, offering up to VND 5 billion in annual protection for those who value both security and smart financial planning.

Care Cross offers a strong combination of essential health benefits and financial clarity. It’s designed to protect you where it matters most.

With coverage up to VND 5 billion annually, Care Cross delivers expanded protection at an accessible price.

Care Cross helps you make informed decisions about your care and your costs.

Here's what you need to know

Care Cross is designed for individuals and families who want meaningful health protection without compromising financial control.
With an annual coverage limit of up to VND 5 billion, this plan offers expanded inpatient and outpatient benefits, while maintaining affordability and flexibility.
Ideal for those seeking a balanced approach, Care Cross empowers you to access quality care, manage costs confidently, and stay prepared for life’s uncertainties.
Choose smarter protection—without overcommitting your budget.

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Smart Protection

Care Cross is the ideal solution for those seeking health protection that aligns with both their medical needs and financial goals. Offering up to VND 5 billion in annual coverage, this plan delivers significantly expanded benefits—without the burden of high premiums. It’s built for individuals and families who want the freedom to access quality care, while maintaining control over long-term costs.

Whether you're planning for the unexpected or managing ongoing health needs, Care Cross gives you the tools to make confident, cost-conscious decisions. It’s a balanced, forward-thinking approach to health insurance—providing peace of mind where coverage and value meet.

Coverage That Works With You

Care Cross is built for flexibility—giving you the freedom to protect your health without overextending your finances. With a strong set of core benefits, generous coverage limits, and cost-efficient design, it supports both everyday care and more serious medical needs.

This plan is ideal for those who value stability but want room to adapt. Whether you're focused on preventive care, managing treatment, or simply planning ahead, Care Cross helps you stay protected, stay prepared, and stay in control.

Security Minus Overcommitment

Care Cross strikes the perfect balance between comprehensive protection and cost awareness. It’s designed for people who want confidence in their coverage—without paying for benefits they don’t need. With up to VND 5 billion in annual coverage and access to quality care, this plan supports your well-being today while keeping your long-term financial goals intact.

Whether you’re navigating the healthcare system for yourself or your family, Care Cross gives you dependable coverage, thoughtful flexibility, and real peace of mind.

Everything you need to know about your next insurance plan

What travel destinations do the insurance plans generally cover?

Generally, our plans offer global protection. You may chose country specific plans to get insured at a lower rate. Please check our list of blacklisted countries and countries with higher insurance premiums beforehand.

(How) Can I extend my insurance coverage?

In order to extend insurance, contact us or your insurance broker.

Who / what is covered by my insurance?

You can choose to cover yourself or include your family in certain plans. Protection may also include personal belongings such as travel documents and technical devices. Please see the individual brochures for more information.

Does my insurance cover vaccination and/or medicines?

Our health plans offer full or partial coverage of vaccinations and medicines. You will find more information in the product comparison on the insurance plan page

How are accidents & hospital treatments covered?

Our health and travel plans offer a full suite of benefits, including emergency and inpatient benefits. Please contact us for more information or see all our plan brochures here.

Am I being taken home after an accident?

Many of our health plans offer this benefit. Please see the individual brochures for more information.

Does Pacific Cross pre-pay my hospital bills or guarantee for me?

Yes. Depending on the plan you choose, Pacific Cross will pre-pay hospital bills above US$ 2,500.00 for you.

I have crossed a border and (accidentally) went outside my destination country. What now?

Please contact us for further assistance.