Health First

Health First provides affordable health plans for families, individuals, and companies, offering comprehensive coverage that ensures wellness without compromising financial security, making it easy to put your health first while staying within budget.

Designed for families who want to protect their loved ones' health without stretching their budget

HealthFirst Individual Plan delivers affordable coverage that fits your unique needs

This plan ensures your employees are protected and supported, contributing to their overall wellness

Here's what you need to know

Health First brings affordable and comprehensive benefits to families, individuals, and companies who not only prioritize their health and wellness but also understand the importance of financial savings. Designed with cost-effectiveness in mind, these plans offer essential coverage that doesn’t break the bank. Whether you're an individual seeking personal care, a family focused on the well-being of your loved ones, or a company looking to protect your employees, Health First ensures you can safeguard your health without compromising your financial security. By offering flexible and budget-friendly options, we empower you to put your health first while maintaining financial peace of mind. With Health First, you get the coverage you need to stay healthy and the affordability you need to stay on track with your financial goals.

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Family Protection

Health First Family Protection Plan ensures your loved ones receive the best care without straining your wallet. Designed for families who value both health and financial security, this plan provides essential coverage to keep your family protected from medical expenses. With flexible, budget-friendly options, you can prioritize your family's well-being without compromising financial peace of mind. Whether it's routine care or unexpected medical needs, Health First offers comprehensive protection, giving you confidence in your family’s health coverage.

Individual Wellness

For individuals who want personal care without sacrificing financial stability, the Health First Individual Wellness Plan is the perfect solution. Offering essential coverage at an affordable price, this plan ensures that your health needs are met, whether it’s a regular checkup or unexpected treatment. Designed with cost-effectiveness in mind, you can access quality healthcare while maintaining financial control. With Health First, you get the protection you need to stay healthy while keeping your budget in check.

Employee Health Benefits Plan

The Health First Employee Health Benefits Plan is crafted for businesses that want to provide employees with reliable, affordable healthcare without breaking the bank. By offering comprehensive health coverage, this plan ensures employees can access essential medical services, improving their wellness and productivity. Flexible and cost-effective, the Health First plan helps companies protect their workforce while promoting long-term financial sustainability. Investing in employee health is investing in the company’s future, and Health First makes that investment easy and affordable.

Everything you need to know about your next insurance plan

What travel destinations do the insurance plans generally cover?

Generally, our plans offer global protection. You may chose country specific plans to get insured at a lower rate. Please check our list of blacklisted countries and countries with higher insurance premiums beforehand.

(How) Can I extend my insurance coverage?

In order to extend insurance, contact us or your insurance broker.

Who / what is covered by my insurance?

You can choose to cover yourself or include your family in certain plans. Protection may also include personal belongings such as travel documents and technical devices. Please see the individual brochures for more information.

Does my insurance cover vaccination and/or medicines?

Our health plans offer full or partial coverage of vaccinations and medicines. You will find more information in the product comparison on the insurance plan page

How are accidents & hospital treatments covered?

Our health and travel plans offer a full suite of benefits, including emergency and inpatient benefits. Please contact us for more information or see all our plan brochures here.

Am I being taken home after an accident?

Many of our health plans offer this benefit. Please see the individual brochures for more information.

Does Pacific Cross pre-pay my hospital bills or guarantee for me?

Yes. Depending on the plan you choose, Pacific Cross will pre-pay hospital bills above US$ 2,500.00 for you.

I have crossed a border and (accidentally) went outside my destination country. What now?

Please contact us for further assistance.